Whether you are a first time or an experienced home-buyer it is always important to understand the steps of the loan and purchase process.
Prequalifying: On-line Pre-qualification Form
The 1st step in purchasing a new home is to make sure you are qualified. Meeting with me prior to shopping for a home is essential to establish a loan qualification amount with a payment that is comfortable. Based on a preliminary review of your income, credit and debt, I will be able to provide a qualification letter to enable your real estate agent to portray to the seller that you are a qualified borrower.
Having a Real Estate Agent on your side is essential in a new home purchase. I can refer you to an experienced and reliable agent familiar with the area. A Real Estate Agent has the knowledge and accessibility to information about a variety of important facts about each neighborhood such as schools, fire and police protection in addition to price and the potential for appreciation. A good Realtor will listen to your needs and save time by simply showing homes that fit your stated objectives. I regularly communicate with your Realtor throughout the buying process. We will work as your team to make the transaction as seamless as possible.
Together we help you select the most experienced professionals to inspect, appraise, provide escrow and title services, that our area has to offer.
Buying a home is one of the single most important purchases in your life. We never forget that this is your home and it is your loan. Our clients are the reason we are in business and we never forget it. We truly appreciate your business.
Karen's Cell Phone 775-230-2600 Office Phone 775-782-5020
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Karen Pestana - Cell Phone 775-230-2600 - 1650 N. Lucerne St, Ste 103, Minden, NV 89423 -
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