Whether you are a First Time Home-Buyer or a buyer that has experience with purchasing a new home, it is always important to understand all the steps involved with this type of transaction.

Prequalifying:

The 1st step in purchasing a new home is to make sure you are prequalified. Meeting with me prior to shopping for a new home is essential in understanding what type of home you qualify to purchase. Based on a preliminary review of your income, credit and debt, I may be able to provide a prequalification letter that will allow your real estate agent to portray to a seller that you are a qualified borrower, thus making your potential offer that much stronger.

Having a Real Estate Agent on your side as a buyer is essential in a new home purchase. I can refer you to a local agent in the area you are considering. A Real Estate Agent has the knowledge and accessibility to all the information with regard to what home would suit your needs and price range, therefore saving you the time in previewing homes that don’t “fit” your specific qualifications. I will make sure to keep your Realtor informed during the loan process. We will work as a team to make the transaction of buying a house as smooth as possible, taking away any unnecessary worry from you.

I will help find the loan that is tailor made for your individual situation, making sure to explain all the details regarding the loan and how the loan process works. Never be afraid to ask as many questions as you need to both your Realtor and Loan Agent.

Buying a home is the single most important purchase in your life! Let me make it an enjoyable one!